Ready to fund your next real estate deal? Contact Us
We provide fast and flexible financing solutions for real estate investors and property developers.
Call Us
(484) 695-9435Address
Service Areas
PA and surrounding areasOur Loan Products
Up to 80% of purchase and 100% of rehab costs. Terms from 6 to 12 months for your renovation projects.
View DetailsShort-term capital up to 75% LTV for time-sensitive acquisitions or refinancing needs.
View DetailsPerfect for buy, rehab, rent, and refinance projects. Build long-term rental portfolios with flexible exit strategies.
View DetailsWe're built for speed and certainty
Decision and term sheets issued in hours, not days. We know time is money in real estate.
Non-owner-occupied single-family and multifamily. We specialize in investment real estate.
Finance 100% of renovation costs. Preserve your capital for more deals.
Terms from 6 to 12 months tailored to your project timeline and exit strategy.
Close as quickly as 10 days. Move fast on opportunities others can't.
Meet Ray Dominguez
Experience the Kaplan difference - fast decisions, flexible terms, and funding that moves at the speed of opportunity.
Start Application
From Rehab to Resale
Fix & Flip FinancingAbout Kaplan Lending
After flipping 40+ homes and building a multifamily portfolio in Pennsylvania, we founded Kaplan Lending to give fellow investors the speed and certainty of a true cash offer without contingencies or red tape.
Close in as little as 10 days with streamlined underwriting and soft credit pulls; appraisals may be required based on the deal. We make decisions based on the deal, not credit scores.
Fund up to 80% of purchase and 100% of renovation costs. Draws are funded within 48 hours of the initial request through our borrower portal.
Deep knowledge of PA and surrounding areas. We understand your deals because we've done them ourselves.
Our Founders
10+ years investing • Flipped 40+ properties • Owns and manages multifamily properties
Coordinates borrower onboarding and documentation • 8+ years in real estate investing and finance
Private Money Lending
As active real estate investors ourselves, we understand the urgency of securing deals. That's why we created Kaplan Lending, to provide fellow investors with the speed and certainty of a true cash offer without the red tape of traditional lenders.
Our streamlined process allows you to close in as little as 10 days with up to 80% purchase financing and 100% rehab costs covered. Soft credit pulls; appraisals may be required depending on the deal. Fast, flexible funding based on the deal, not your financials.
Kaplan funded a fix & flip in Nazareth, Pennsylvania. With a $233k purchase and $100k rehab budget, the investor is targeting a $475k ARV.
Proud Members of
Success Stories
Lending BasicsFor real estate investors, the best financing option is not always the one with the lowest rate. See where private lending offers advantages traditional banks were not designed to provide.
Read ArticleLending BasicsOften misunderstood because of higher interest rates, hard money lending can be a valuable financial tool for investors who need speed, flexibility, and access to capital.
Read Article
Company StoryFrom building a life in the Lehigh Valley to helping real estate investors access capital, Ray Dominguez shares the story and philosophy behind Kaplan Lending.
Read ArticleFAQs
© 2026 Kaplan Lending, LLC | Equal Housing Lender
All loans are for investment property only and are subject to underwriting approval.
